Extra security between jobs. As a member of Unionen, you are covered by income protection insurance that secures your income of up to SEK 60.000 a month if unemployed for up to 150 days, that is around seven months. This is included in the membership.
Apply for membershipAs a member of Unionen, you are covered by income protection insurance that supplements the payment you receive from your unemployment insurance fund (a-kassa).
This means that you can insure an income of up to SEK 60.000 a month if unemployed for up to 150 days, around 7 months.
If you become unemployed and are a member of a Swedish unemployment insurance fund (a-kassa), you can receive unemployment payments, but only up to 80 percent of the payment ceiling of SEK 33.000/month.
That means that with only a-kassa, you will not get more than max around SEK 19.000 a month after tax.
You should be a member of a Swedish unemployment insurance fund too, though, since the the unemployment insurance fund (a-kassa) is the basis that Unionen's Income insurance supplements.
Everything you earn over SEK 33.000 a month is money that the unemployment insurance fund (a-kassa) does not compensate – but when you are a member of Unionen, you can keep up to 70-80 percent* of your former income.
More days and higher ceiling with additional insurance Income protection insurance is included in the membership, up to an income of SEK 60.000 a month, with compensation paid for up to 150 days, around 7 months.
You decide whether you wish to join an unemployment insurance fund, but we recommend it for your own security and because membership of a Swedish fund is required in order to receive compensation from income protection insurance.
The total amount of compensation when unemployed may differ and may be due to the unemployment insurance fund (a-kassa) having established a different compensation founding salary or that you pay different tax on your salary or compensation from the unemployment insurance fund (a-kassa) depending on where you live.
In addition to this, you can opt to take out Unionen's additional insurance for SEK 50 a month, which means that you can receive extra compensation for up to 200 days, which means around 9 months.
If you earn more than SEK 60.000 a month, you pay SEK 150 a month for the additional insurance, thus securing your income up to SEK 150.000 a month and being entitled to compensation for up to 200 days.
