Unionen's Income insurance

Extra security between jobs. As a member of Unionen, you are covered by income protection insurance that secures your income of up to SEK 60.000 a month if unemployed for up to 150 days, that is around seven months. This is included in the membership.

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Unionen's Income insurance for members

As a member of Unionen, you are covered by income protection insurance that supplements the payment you receive from your unemployment insurance fund (a-kassa).

This means that you can insure an income of up to SEK 60.000 a month if unemployed for up to 150 days, around 7 months.

More days with higher income

If you become unemployed and are a member of a Swedish unemployment insurance fund (a-kassa), you can receive unemployment payments, but only up to 80 percent of the payment ceiling of SEK 33.000/month.

That means that with only a-kassa, you will not get more than max around SEK 19.000 a month after tax.

You should be a member of a Swedish unemployment insurance fund too, though, since the the unemployment insurance fund (a-kassa) is the basis that Unionen's Income insurance supplements.

Everything you earn over SEK 33.000 a month is money that the unemployment insurance fund (a-kassa) does not compensate – but when you are a member of Unionen, you can keep up to 70-80 percent* of your former income.

More days and higher ceiling with additional insurance Income protection insurance is included in the membership, up to an income of SEK 60.000 a month, with compensation paid for up to 150 days, around 7 months.

Extra insurance for high earners

In addition to this, you can opt to take out Unionen's additional insurance for SEK 50 a month, which means that you can receive extra compensation for up to 200 days, which means around 9 months.

If you earn more than SEK 60.000 a month, you pay SEK 100 a month for the additional insurance, thus securing your income up to SEK 150.000 a month and being entitled to compensation for up to 200 days.

Unionen's income protection insurance - calculate

Here you can see what the difference would mean to your economy with a membership in a-kassan only and with a double membership, in a-kassan and Unionen. Note your current salary in the field below and check it out. (Numbers after taxation.)

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The influential Swedish Model

With a 100 years of trial and improvement, the Swedish Model has turned out to be the single most effective stabilizing factor for the market and the economy - as well as steadily rising salaries.

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Learn about collective bargaining, unemployment insurances and the Swedish Model through short videos with subtitles in English.