Unionen's Income insurance

Extra security between jobs. As a member of Unionen, you are covered by income protection insurance that secures your income of up to SEK 60.000 a month if unemployed for up to 150 days, that is around seven months. This is included in the membership.

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Unionen's Income insurance for members

As a member of Unionen, you are covered by income protection insurance that supplements the payment you receive from your unemployment insurance fund ( a-kassa ).

This means that you can insure an income of up to SEK 60.000 a month if unemployed for up to 150 days, around 7 months.

More days with higher income

If you become unemployed and are a member of a Swedish unemployment insurance fund ( a-kassa ), you can receive unemployment payments, but only up to 80 percent of the payment ceiling of SEK 34.000/month (from October 1st 2025)

That means that with only a-kassa , you will not get more than max around SEK 19.000 a month after tax.

You should be a member of a Swedish unemployment insurance fund too, though, since the the unemployment insurance fund ( a-kassa ) is the basis that Unionen's Income insurance supplements.

Everything you earn over SEK 34.000 a month is money that the unemployment insurance fund ( a-kassa ) does not compensate – but when you are a member of Unionen, you can keep up to 70-80 percent* of your former income.

More days and higher ceiling with additional insurance Income protection insurance is included in the membership, up to an income of SEK 60.000 a month, with compensation paid for up to 150 days, around 7 months.

Extra insurance for high earners

In addition to this, you can opt to take out Unionen's additional insurance for SEK 50 a month, which means that you can receive extra compensation for up to 200 days, which means around 9 months.

If you earn more than SEK 60.000 a month, you pay SEK 150 a month for the additional insurance, thus securing your income up to SEK 150.000 a month and being entitled to compensation for up to 200 days.

Unionen's income protection insurance - calculate

Here you can see what the difference would mean to your economy with a membership in a-kassan only and with a double membership, in a-kassan and Unionen. Note your current salary in the field below and check it out. (Numbers after taxation.)

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To be eligible for income insurance compensation after October 1, 2025, the following is required:

  • Membership in the Unionen trade union for at least 12 months at the time unemployment occurs

  • Membership in a Swedish unemployment insurance fund ( a-kassa ) for at least 12 months, and fulfillment of the income requirement for compensation from the a-kassa at an initial level of 80% for at least 100 days

  • A previous income exceeding the compensation ceiling of the a-kassa (above SEK 34,000/month)

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